Consumer Directed Options

Today More Than Ever....
Market Trends Influence Consumer Demand.

Today, many factors are converging to create an environment that is ripe for change.

• - Health care costs continue to rise at alarming rates with new medical technology and prescription drug costs leading the way.
   
• - Covered employees are unhappy with the current system of increased cost sharing and restrictions placed upon them by managed care.
   
• - Increasing red tape and administrative burdens continue to cause health care providers to lose confidence in managed care.
   
• - Employers are frustrated with runaway costs and are looking for new ways to enrich their health benefit programs to attract and retain high quality employees.

While consumer directed health care continues to evolve in various forms, the underlying theme is teamwork. By working together, employers are discovering that helping employees become more effective consumers of health care services is critical to cost control and employee satisfaction. Participants are learning that active involvement and behavior modification can have a very positive impact on their future health and well being as well as the success of their organization.